Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property.
Whether you’re buying your first home or looking to move house, we at Ivy mortgages will tailor a solution to fit your individual circumstances. We will support & guide you through your entire journey. From our first appointment, mortgage application submission, through to offer stage & getting you set to pick up those new door keys!
Are you considering buying your first home but not sure where to start? You’re probably finding the prospect exciting & daunting all at once & have so many questions that you’re not sure who to ask first!
Here at Ivy Mortgages we will spend time getting to know you, to ensure we understand your unique aims & goals to enable us to help find the right mortgage for your circumstances. We will guide & support you at every point in your journey. We have knowledge of the mortgage market & experience of giving many years of advice. You can trust us to support you in getting onto the property ladder.
The idea of moving home can feel overwhelming and here at Ivy mortgages we understand. It’s a stressful task & with so much to do it feels like a full-time job on its own!
If you’re considering moving but aren’t sure where to start, then please get in touch with us & we can help you. We will discuss your budget, the costs involved with moving, the mortgage options that are available & answer many other questions you have regarding the home moving process.
We can arrange an AIP (Agreement in principle) or DIP (Decision in Principle) so you can begin the home-buying process with confidence and take the first step towards finding your new home.
If your mortgage deal is coming to an end in the next 6 months, Ivy mortgages can help. You might be thinking you have to stay with your current lender & switch your rate with them but you don’t.
Maybe you’re considering taking additional borrowing for home improvements, a large purchase or to repay debts & we can help with that too.
We will search the market to find the most suitable deal for you & make the application process as smooth & stress free as possible. Contact us today for more information.
Remaining with your current lender & choosing a new deal when your current one ends is an easy process & sometimes the best option for you, depending on your circumstances. There’s less paperwork involved & no valuation or solicitor needed so it could be the perfect route to take if you’re wanting to keep things quick & simple. Here at Ivy mortgages we will search the market & give you all the options available, so you can make an informed decision.
Borrowing funds against the value of your home can be used for many purposes. You might be planning an extension, paying for a child’s wedding, consolidating debts or something else. Let Ivy mortgages help you find the most suitable way to borrow the additional money you need to help you put your plans into action!
It’s not uncommon for people to have past credit blips & sometimes you aren’t aware of them until it comes to looking for a mortgage & find there’s something sitting on your credit report causing an issue. Maybe you’ve had a streak of late payments on a credit card, or a parking fine at an old address that you thought you’d paid turned into a CCJ that you didn’t realise could cause an issue. Here at Ivy mortgages we can help source a mortgage with a lender that will consider your circumstances, whatever they may be & we can offer advice & support on how to improve your credit profile going forward. Get in touch & we can discuss the many mortgage options available to you.
Ivy mortgages can advise on Buy to let mortgages to find you the right deal for your circumstances. Whether you are a first-time investor or a portfolio landlord we can help find a solution that’s right for you.
The Right to buy is a government scheme that allows council tenants to buy their home at a discounted price. Many lenders offer mortgages for this scheme & often without the need for a deposit. Contact us for more information if this is your situation & we will support & guide you through the whole process.