It’s so easy to get carried away with your property search & mortgage application once you find your dream home to buy but here at Ivy mortgages we believe in the importance of considering the whole picture. Protection isn’t a cheerful conversation to have but it’s a necessary one & a conversation you’ll be glad you had if you or your loved ones ever need to claim on a policy that you put in place to protect them after you’re gone. We will guide you through the different types of protection policies there are & ensure you receive the most suitable advice for your circumstances & we’ll do it during the mortgage application process so you don’t have to worry about it once you move into your new home, you can simply get on with enjoying your new home with peace of mind.
There are different types of life insurance products available & here at Ivy mortgages we will tailor a plan that’s right for you & your family. Maybe you want to ensure your mortgage can be repaid in the event of your death or you want to leave some money behind to support your family if the worst were to happen. Whatever your situation, we are here to help & advise you.
Unfortunately, nobody is immune from being diagnosed with a critical illness. It can happen to anyone at any age. The only thing you can do is be financially prepared with a protection policy. Critical illness cover gives you the peace of mind that should a diagnosis occur, you could receive a lump sum benefit to help relieve the financial burden of long term illness. Here at Ivy mortgages, we will explain the different policies available & tailor a protection package that’s right for you & your loved ones.
An income protection policy gives you the peace of mind that you’ll receive a monthly tax free benefit to help ease the financial strain when there’s little to no income coming in to the household if you are unable to work due to illness or accident for a period of time.
Here at Ivy mortgages, we will explain the different policies available & tailor a bespoke package based on your needs, preferences & budget that will protect a percentage of your income in the event of long term sickness or accident. These policies are available to you whether you are employed or self-employed.